{"id":28293,"date":"2026-10-26T08:22:22","date_gmt":"2026-10-26T11:22:22","guid":{"rendered":"https:\/\/fmpatagoniamadryn.com.ar\/?p=28293"},"modified":"2026-10-26T08:22:22","modified_gmt":"2026-10-26T11:22:22","slug":"menos-cajeros-y-mas-pagos-digitales-se-desplomaron-las-extracciones-de-efectivo-en-argentina","status":"publish","type":"post","link":"https:\/\/fmpatagoniamadryn.com.ar\/?p=28293","title":{"rendered":"Menos cajeros y m\u00e1s pagos digitales: se desplomaron las extracciones de efectivo en Argentina"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\"><strong>Las operaciones cayeron m\u00e1s de un 50% en dos a\u00f1os<\/strong><\/h2>\n\n\n\n<p class=\"p3 wp-block-paragraph\">De acuerdo con los datos del Banco Central de la Rep\u00fablica Argentina (BCRA), en julio de 2024 se registraban cerca de 90 millones de retiros mensuales en cajeros autom\u00e1ticos. Para julio de 2026, la cifra hab\u00eda descendido a poco m\u00e1s de 40 millones.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Las billeteras virtuales ganan terreno<\/strong><\/h2>\n\n\n\n<p class=\"p3 wp-block-paragraph\">Uno de los principales factores detr\u00e1s de esta tendencia es la expansi\u00f3n de los pagos digitales. Las transferencias inmediatas, los c\u00f3digos QR y las tarjetas de d\u00e9bito permiten realizar compras y pagar servicios sin necesidad de retirar billetes.<\/p>\n\n\n\n<p class=\"p3 wp-block-paragraph\">Este cambio tambi\u00e9n se observa en los h\u00e1bitos de consumo de las generaciones m\u00e1s j\u00f3venes, que incorporaron las billeteras virtuales y las aplicaciones bancarias a sus operaciones cotidianas.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Un cambio en los h\u00e1bitos financieros<\/strong><\/h2>\n\n\n\n<p class=\"p3 wp-block-paragraph\">La ca\u00edda de las extracciones plantea nuevos desaf\u00edos para el sistema bancario, especialmente en relaci\u00f3n con el funcionamiento y el mantenimiento de la red de cajeros autom\u00e1ticos.<\/p>\n\n\n\n<p class=\"p4 wp-block-paragraph\">Aunque el efectivo contin\u00faa siendo utilizado, los datos muestran que las alternativas digitales ocupan un lugar cada vez m\u00e1s importante en la econom\u00eda cotidiana. La tendencia marca un cambio significativo en la manera en que los argentinos acceden a su dinero y realizan sus pagos.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>El uso del dinero en efectivo atraviesa una transformaci\u00f3n importante en Argentina. En apenas dos a\u00f1os, las extracciones mensuales pasaron de 99 millones a 46 millones de operaciones, lo que representa una ca\u00edda superior al 50% y refleja el avance de nuevas formas de pagar y administrar la plata.<\/p>\n","protected":false},"author":4,"featured_media":28292,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[122],"tags":[1385,1388,1387,1386],"class_list":["post-28293","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-sociedad","tag-cajeros","tag-efectivo","tag-extracciones","tag-pagos-electronicos"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Menos cajeros y m\u00e1s pagos digitales: se desplomaron las extracciones de efectivo en Argentina - FM Patagonia Madryn<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/fmpatagoniamadryn.com.ar\/?p=28293\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Menos cajeros y m\u00e1s pagos digitales: se desplomaron las extracciones de efectivo en Argentina - FM Patagonia Madryn\" \/>\n<meta property=\"og:description\" content=\"El uso del dinero en efectivo atraviesa una transformaci\u00f3n importante en Argentina. En apenas dos a\u00f1os, las extracciones mensuales pasaron de 99 millones a 46 millones de operaciones, lo que representa una ca\u00edda superior al 50% y refleja el avance de nuevas formas de pagar y administrar la plata.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/fmpatagoniamadryn.com.ar\/?p=28293\" \/>\n<meta property=\"og:site_name\" content=\"FM Patagonia Madryn\" \/>\n<meta property=\"article:published_time\" content=\"2026-10-26T11:22:22+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/fmpatagoniamadryn.com.ar\/wp-content\/uploads\/2026\/10\/img_9630.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"640\" \/>\n\t<meta property=\"og:image:height\" content=\"480\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"FM Patagonia\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Escrito por\" \/>\n\t<meta name=\"twitter:data1\" content=\"FM Patagonia\" \/>\n\t<meta name=\"twitter:label2\" content=\"Tiempo de lectura\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minuto\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/fmpatagoniamadryn.com.ar\\\/?p=28293#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/fmpatagoniamadryn.com.ar\\\/?p=28293\"},\"author\":{\"name\":\"FM Patagonia\",\"@id\":\"https:\\\/\\\/fmpatagoniamadryn.com.ar\\\/#\\\/schema\\\/person\\\/97b1d30cb2ae311544a88a5201700571\"},\"headline\":\"Menos cajeros y m\u00e1s pagos digitales: se desplomaron las extracciones de efectivo en Argentina\",\"datePublished\":\"2026-10-26T11:22:22+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/fmpatagoniamadryn.com.ar\\\/?p=28293\"},\"wordCount\":234,\"publisher\":{\"@id\":\"https:\\\/\\\/fmpatagoniamadryn.com.ar\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/fmpatagoniamadryn.com.ar\\\/?p=28293#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/fmpatagoniamadryn.com.ar\\\/wp-content\\\/uploads\\\/2026\\\/10\\\/img_9630.jpg\",\"keywords\":[\"Cajeros\",\"Efectivo\",\"Extracciones\",\"Pagos electronicos\"],\"articleSection\":[\"Sociedad\"],\"inLanguage\":\"es\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/fmpatagoniamadryn.com.ar\\\/?p=28293\",\"url\":\"https:\\\/\\\/fmpatagoniamadryn.com.ar\\\/?p=28293\",\"name\":\"Menos cajeros y m\u00e1s pagos digitales: se desplomaron las extracciones de efectivo en Argentina - 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