{"id":28740,"date":"2026-11-04T16:42:07","date_gmt":"2026-11-04T19:42:07","guid":{"rendered":"https:\/\/fmpatagoniamadryn.com.ar\/?p=28740"},"modified":"2026-11-04T16:42:07","modified_gmt":"2026-11-04T19:42:07","slug":"el-credito-familiar-sigue-en-retroceso-y-los-bancos-anticipan-cambios-para-fin-de-ano","status":"publish","type":"post","link":"https:\/\/fmpatagoniamadryn.com.ar\/?p=28740","title":{"rendered":"El cr\u00e9dito familiar sigue en retroceso y los bancos anticipan cambios para fin de a\u00f1o"},"content":{"rendered":"\n<p class=\"p3 wp-block-paragraph\"><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Las tarjetas de cr\u00e9dito, las m\u00e1s afectadas<\/strong><\/h2>\n\n\n\n<p class=\"p3 wp-block-paragraph\">Entre las distintas modalidades de financiamiento familiar, las tarjetas de cr\u00e9dito registraron la mayor ca\u00edda, con un descenso del 2,1%. Los pr\u00e9stamos personales tambi\u00e9n retrocedieron, aunque en menor medida, con una baja del 0,1%.<\/p>\n\n\n\n<p class=\"p3 wp-block-paragraph\">En contrapartida, los cr\u00e9ditos con garant\u00eda real crecieron un 2,3%, impulsados principalmente por las l\u00edneas hipotecarias.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Qu\u00e9 esperan los bancos para fin de a\u00f1o<\/strong><\/h2>\n\n\n\n<p class=\"p3 wp-block-paragraph\">De acuerdo con una encuesta del Banco Central, las entidades financieras prev\u00e9n un aumento en la demanda de pr\u00e9stamos por parte de las familias durante el \u00faltimo trimestre del a\u00f1o. Sin embargo, mantienen cierta cautela respecto de las condiciones para otorgarlos.<\/p>\n\n\n\n<p class=\"p4 wp-block-paragraph\">Por otra parte, el financiamiento empresarial tuvo un comportamiento dispar, con una ca\u00edda en algunos pr\u00e9stamos en pesos y una expectativa de recuperaci\u00f3n moderada hacia diciembre.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>El cr\u00e9dito en pesos y d\u00f3lares registr\u00f3 una nueva ca\u00edda en octubre, impulsada principalmente por la menor utilizaci\u00f3n de tarjetas de cr\u00e9dito y pr\u00e9stamos personales. Seg\u00fan un informe de Equilibra, el financiamiento destinado a los hogares retrocedi\u00f3 un 0,3% en t\u00e9rminos reales, mientras que el cr\u00e9dito a las empresas mostr\u00f3 una leve mejora.<\/p>\n","protected":false},"author":4,"featured_media":28739,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[122],"tags":[1599,1597,1598],"class_list":["post-28740","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-sociedad","tag-bancos","tag-credito-familiar","tag-tarjetas-de-credito"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>El cr\u00e9dito familiar sigue en retroceso y los bancos anticipan cambios para fin de a\u00f1o - FM Patagonia Madryn<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/fmpatagoniamadryn.com.ar\/?p=28740\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"El cr\u00e9dito familiar sigue en retroceso y los bancos anticipan cambios para fin de a\u00f1o - FM Patagonia Madryn\" \/>\n<meta property=\"og:description\" content=\"El cr\u00e9dito en pesos y d\u00f3lares registr\u00f3 una nueva ca\u00edda en octubre, impulsada principalmente por la menor utilizaci\u00f3n de tarjetas de cr\u00e9dito y pr\u00e9stamos personales. 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